Directions for questions 63 and 64: Substitute different digits (0 to 9) for different letters in the addition below, so that the addition is correct and it gives the maximum possible value of MONEY.
So the addition reads PAY + ME + REAL = MONEY, using nine different letters: P, A, Y, M, E, R, L, O, N.
63. There are nine letters and ten digits. The digit that remains unutilized is: