Question:medium

Zero balance account is generally allowed to be open for ............... .

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Remember: Salary accounts = Zero balance = No penalty for low balance.
Updated On: Jan 14, 2026
  • Salaried class
  • Businessman
  • Foreign customers
  • Children
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The Correct Option is A

Solution and Explanation

A Zero Balance Account is a savings account that eliminates the requirement for a minimum balance.
These accounts are primarily provided to salaried individuals through salary account packages.
Businesses collaborate with financial institutions to establish salary accounts for their employees, facilitating direct deposit of monthly wages.
Employees have the flexibility to withdraw their full salary without incurring penalties for not maintaining a minimum balance.
This arrangement offers convenience and cost-effectiveness for the salaried demographic.
Business owners, international clients, and minors typically utilize different account types that may have minimum balance stipulations or specialized savings programs.
Consequently, option (A) Salaried class is the appropriate selection.
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