List of top Banking Questions on Banking Operations asked in CBSE CLASS XII

What are Non-Performing Assets? Explain any three preventive measures to avoid non-performing assets.
Distinguish between CRR and SLR.
What is Bank Guarantee? List any of its three features.
Explain any three responsibilities of the head of a bank branch.
Explain the need of core banking solutions. (Any three points)
State the three categories of the Main Day Book which is prepared for each working day of a bank branch.
State the meaning of inflation in an economy. Why does this situation need to be corrected?
How do banks earn profits?
What is ATM? State the purpose of ATM.
What is the difference between ‘Cheque’ and ‘Demand Draft’? (Any two points)
What are the green banking initiatives of leading public and private banks?
Distinguish between paranoid and schizoid personality disorders.
A bill of exchange is drawn on 1st July, 2021 payable one month after the date. What will be the date of its maturity?
MICR code is used for ............... .
State one advantage of EMI.
Zero balance account is generally allowed to be open for ............... .
Delivery of banking services to a customer at his office or home by using electronic technology is called ............... .
Upward movement in prices in per annum terms is known as ............... .
Today, bank branches do not require huge spaces because ............... .
............... office manages the IT resources for the bank.
The safest place for keeping money is ............... .
Which type of loans are less prone to the risk of becoming NPA?
............... is the rate which commercial bank needs to maintain in the form of cash securities (Bonds) before providing credit to its customers.
Which activities are outsourced to the BPO?
What is Internet banking?