A monkey ascends 20 feet hourly but descends 5 feet. Thus, his hourly advancement is:
20 − 5 = 15 feet per hour.
Let's determine when he first touches a flag at 110 feet.
Initially in hour eight, the monkey ascends 20 feet and will touch 115 feet. As he only needs 15 feet to reach the flag at 110 feet, he touches the flag during the eighth hour. The time he reaches the flag is therefore 3:00 PM.