Question:medium

Which of the following is/are vertical(s) in the Pradhan Mantri Awas Yojana Urban 2.0 (PMAY-U 2.0)?

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PMAY-U 2.0 replaced slum redevelopment (ISSR) with a new rental-housing vertical (ARH), keeping AHP and BLC from the original scheme.
Updated On: Aug 6, 2026
  • In-situ Slum Redevelopment (ISSR)
  • Affordable Housing in Partnership (AHP)
  • Affordable Rental Housing (ARH)
  • Beneficiary-led Construction (BLC)
Show Solution

The Correct Option is B, C, D

Solution and Explanation

PMAY-U 2.0 is the 2024 follow-on to the original 2015 Pradhan Mantri Awas Yojana - Urban scheme. The key to this question is knowing which verticals were carried over into 2.0 and which one was dropped and replaced.

  1. In-situ Slum Redevelopment (ISSR): This was one of four verticals under the original PMAY-U (2015), used to redevelop slum land into formal housing on the same site. PMAY-U 2.0 does not list this as one of its verticals, so it is not correct here.
  2. Affordable Housing in Partnership (AHP): This vertical, where government partners with private or public agencies to build affordable housing stock, continues under PMAY-U 2.0, so this is correct.
  3. Affordable Rental Housing (ARH): This is a vertical of PMAY-U 2.0 aimed at providing rental housing, particularly for migrant labour and the urban poor who cannot commit to ownership, filling the gap left by dropping slum redevelopment as a named vertical. This is correct.
  4. Beneficiary-led Construction (BLC): This vertical supports individual households constructing or improving their own house with government assistance, and it is retained as a vertical under PMAY-U 2.0, so this is correct.

So three of the four listed schemes, AHP, ARH, and BLC, are genuine PMAY-U 2.0 verticals, while ISSR belongs only to the original 2015 scheme.

Let's summarize:

  • PMAY-U 2.0 verticals: AHP, ARH, BLC, and an Interest Subsidy Scheme.
  • ISSR, part of the older PMAY-U, is not carried forward as a named PMAY-U 2.0 vertical.

So the correct options are AHP, ARH, and BLC, that is, options 2, 3, and 4.

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