Step 1: The ease of growing a fungus depends on whether it has any unusual nutritional demand. Standard Sabouraud agar supports the common pathogens, but a lipid-craving organism needs extra fat added to the plate.
Step 2: Malassezia furfur is exactly such an organism. Being lipophilic, it stays inert on plain Sabouraud medium and only thrives when oil, for instance 1 percent emulsified olive oil, or a tailored Dixon (or modified Dixon) medium is provided. That dependence makes it the troublesome isolate, so (d) wins.
Step 3: By contrast, Candida species, the dermatophytes, and Cryptococcus neoformans all colonise routine Sabouraud agar without fuss and are considered easy laboratory growers.
Step 4: This fastidious nature fits its life on oily, sebaceous skin, where it produces the hypopigmented or hyperpigmented patches of pityriasis versicolor.
\[\boxed{\text{Malassezia furfur}}\]