Step 1: Three-Terminal Device Definition
- A three-terminal device possesses three connection points: input, output, and control.
- Zener and photodiodes are two-terminal devices.
- Bipolar Junction Transistors (BJTs) and Field Effect Transistors (FETs) are three-terminal devices. BJT terminals are the collector, base, and emitter; FET terminals are the source, gate, and drain.
Step 2: Summary
Therefore, BJTs (C) and FETs (D) are three-terminal devices.
Final Answer: \[ \boxed{\text{(C) and (D) only}} \]