Step 1: Recall the definition. The body is split at the pubic symphysis into an upper segment (head plus trunk) and a lower segment (the legs). Comparing their lengths gives the US to LS ratio.
Step 2: Picture the growth trend. A newborn is top-heavy with short legs, so the ratio is high at roughly 1.7 to 1. As the legs lengthen rapidly through childhood, the ratio declines toward 1 to 1 by about 7 years and then slightly inverts.
Step 3: Place a 3 year old on this curve. It sits between birth (1.7) and 7 years (1.0), and the accepted value at this age is about 1.3 to 1.
Step 4: So among the choices, 1.3 is correct. Higher figures like 1.4 or 1.6 belong to infancy, while 1.2 would be slightly older than three.
\[\boxed{1.3}\]