Step 1: Understand relative density. Relative density tells us how many times heavier a substance is compared to water. It is just a number with no units.
Step 2: Write the formula. \[ \text{Relative density} = \frac{\text{density of substance}}{\text{density of water}} \]
Step 3: Rearrange to get the density we want. \[ \text{Density of silver} = \text{Relative density} \times \text{Density of water} \]
Step 4: Put in the numbers. Relative density of silver is $10.8$ and density of water is $1000$ kg/m$^3$. \[ \text{Density of silver} = 10.8 \times 1000 \]
Step 5: Do the multiplication. \[ 10.8 \times 1000 = 10800 \text{ kg/m}^3 \]
Step 6: Write it in standard form. $10800$ can be written as $10.8 \times 10^{3}$. \[ \boxed{10.8 \times 10^{3} \text{ kg/m}^3} \]