A quick way to confirm the peak bending moment is to compare with the well-known standard result for this exact loading case (a central point load on a simply supported beam), which structural engineering references consistently tabulate as \( \dfrac{Wl}{4} \). Testing the given options against this standard case:
Comparing against the standard reference case confirms the peak moment for a centrally loaded simply supported beam is \( \dfrac{Wl}{4} \).
Therefore, the correct answer is \( \dfrac{Wl}{4} \).
A steel wire of $20$ mm diameter is bent into a circular shape of $10$ m radius. If modulus of elasticity of wire is $2\times10^{5}\ \text{N/mm}^2$, then the maximum bending stress induced in wire is: