Step 1: Start from \( P(X=0) \) and build up using the Poisson recursion instead of the formula each time.
For a Poisson variable with mean \( \lambda = 3 \), \( P(X=0) = e^{-\lambda} = e^{-3} \).
Step 2: Step up to \( P(X=1) \) using the recursive relation \( P(X=k+1) = P(X=k)\cdot \frac{\lambda}{k+1} \).
\[ P(X=1) = P(X=0)\cdot\frac{3}{1} = 3e^{-3} \]
Step 3: Add these and take the complement.
\[ P(X \lt 2) = e^{-3} + 3e^{-3} = 4e^{-3} \]
\[ P(X \ge 2) = 1 - 4e^{-3} \]
Step 4: Final Answer.
\[ \boxed{P(X \ge 2) = 1 - 4e^{-3}} \]
Therefore, option (D) is correct.