Step 1: What does a sunscreen need?
It needs a material that soaks up or scatters harmful UV light to guard the skin.
Step 2: Rule out the metals.
Gold, platinum and palladium are used mostly for catalysis and electronics, not in skin creams.
Step 3: Pick the oxide.
Titanium dioxide nanoparticles block UV well and look clear on the skin, so they are used in sunscreens.
\[ \boxed{\text{TiO}_2} \]