Step 1: Picture the typical desmoid: a firm, locally invasive fibrous mass that favours the rectus sheath of the lower anterior abdominal wall, classically in a woman who has recently been pregnant. Some cases tie in with Gardner syndrome and FAP, and sporadic ones carry beta-catenin mutations.
Step 2: Test each option against this picture. Below the umbilicus, female predominance and an unencapsulated infiltrating edge are all true descriptions of the lesion.
Step 3: The remaining claim is that it is highly radiosensitive. In reality these fibromatoses respond poorly and the definitive treatment is wide excision, with radiation only an adjunct. So calling it highly radiosensitive is the incorrect statement.
\[\boxed{\text{Highly radiosensitive is not correct}}\]