Step 1: Understand the safety limit.
Each $4\,\Omega$ resistor can take at most $20$ W before it melts. The resistor that carries the most current is the one that hits this limit first, so it sets the maximum safe power for the whole circuit.
Step 2: Reduce the network.
Two of the $4\,\Omega$ resistors are in parallel. \[ R_p = \frac{4 \times 4}{4 + 4} = 2\,\Omega \] This is in series with the third $4\,\Omega$. \[ R_{eq} = 2 + 4 = 6\,\Omega \]
Step 3: Find which resistor is most loaded.
The full current passes through the series $4\,\Omega$ resistor, so it reaches its limit first.
Step 4: Use the limit on that resistor.
\[ P = I^2 R \quad\Rightarrow\quad 20 = I^2 (4) \] \[ I^2 = 5 \]
Step 5: Find the total circuit power.
The total power is the same current squared times the whole resistance. \[ P_{total} = I^2 R_{eq} = 5 \times 6 \]
Step 6: State the maximum power.
\[ P_{total} = 30\,\text{W} \] \[ \boxed{30\,\text{W}} \]