The given problem involves determining the n^{th} term of an arithmetic progression (AP) from the series 20, 19 \frac{3}{5}, 19 \frac{1}{5}, 18 \frac{4}{5}, \ldots with its sum up to n^{th} term being 488 and the n^{th} term being negative. Let’s solve it step-by-step.
Hence, confirming the process, the n^{th} term that is negative applies at the demonstrated potential mismatch marks, leading to the stated option: n^{th} term is -4.