Step 1: Use the formula:
Here $a=1$, $2h=-3$, $b=2$. So $h=-\tfrac32$ and $h^2-ab=\tfrac94-2=\tfrac14$.
Step 2: Compute:
$\tan\theta=\dfrac{2\cdot\frac12}{1+2}=\dfrac13$.
Step 3: Triangle method:
Take $\sin\theta=\tfrac1{\sqrt{10}}$ and $\cos\theta=\tfrac3{\sqrt{10}}$. Then $3\sin\theta+2\cos\theta=\tfrac{9}{\sqrt{10}}$ and $3\sin\theta-2\cos\theta=-\tfrac{3}{\sqrt{10}}$.
Step 4: Ratio:
$\tfrac{9}{-3}=-3$, option (C).
Final Answer:
Using sin and cos from tan theta = 1/3 gives -3.
\[ \boxed{C} \]