Step 1: Understanding the Concept:
Rural development depends on various factors, but credit (capital) is the lifeblood of rural growth.
Step 2: Detailed Explanation:
Farmers and rural entrepreneurs need funds to purchase seeds, fertilizers, machinery, and to start non-farm activities. Since most rural households have low savings, the infusion of capital (in the form of rural credit) is essential to realize higher productivity and modern techniques.
Step 3: Final Answer:
Capital infusion is the primary driver for boosting productivity in rural areas.