Question:medium

According to the paradox of thrift, if people in an economy increase their savings excessively, it may lead to:

Show Hint

The "Paradox" part is that individual "thrift" (virtue) becomes a collective "vice" for the economy. One person's spending is another person's income!
Updated On: May 30, 2026
  • Rise in national income
  • Increase in employment
  • Fall in aggregate demand
  • Increase in exports
Show Solution

The Correct Option is C

Solution and Explanation

Step 1: Understanding the Concept:
The Paradox of Thrift is a Keynesian economic theory.
It suggests that personal savings can be detrimental to overall economic growth during a recession.
Step 2: Detailed Explanation:
In macroeconomics, Aggregate Demand (AD) consists of Consumption (C), Investment (I), Government Spending (G), and Net Exports (X-M).
When individuals increase their savings, they are essentially reducing their consumption (C).
Since consumption is a major component of AD, a significant rise in the savings rate leads to a significant drop in AD.
Lower AD leads to lower production by firms, which results in lower employment and lower national income.
Ultimately, because national income falls, the total volume of savings in the economy might actually stay the same or even decrease, despite everyone trying to save more.
Step 3: Final Answer:
Excessive saving leads to a reduction in spending, which directly causes a fall in aggregate demand.
Was this answer helpful?
0


Questions Asked in CUET (UG) exam