Since the harmonic mean of two positive, unequal numbers is always strictly less than their arithmetic mean:
\[ \text{Arithmetic Mean} = \frac{45 + 55}{2} = 50\text{ km/hr} \]
The average speed must be strictly less than 50.
Looking at the options, only \(49.5\text{ km/hr}\) is less than 50, allowing you to identify the correct answer immediately.