Step 1: Picture the setup.
A charge $q$ is moving with velocity $\vec{V}$ in a region where both an electric field $\vec{E}$ and a magnetic field $\vec{B}$ are present. We want the total force on it.
Step 2: Two pushes act at once.
The charge feels two separate forces, one from the electric field and one from the magnetic field, and we simply add them.
Step 3: The electric part.
An electric field pushes a charge whether it moves or not. That force is $\vec{F}_e = q\vec{E}$, pointing along the field.
Step 4: The magnetic part.
A magnetic field only pushes a charge that is moving, and the force is sideways to both the velocity and the field. That force is $\vec{F}_m = q(\vec{V} \times \vec{B})$.
Step 5: Add them as vectors.
The total (Lorentz) force is $\vec{F} = \vec{F}_e + \vec{F}_m = q\vec{E} + q(\vec{V} \times \vec{B})$.
Step 6: Pick the matching option.
This complete expression is option (C).
\[ \boxed{\vec{F} = q\vec{E} + q(\vec{V} \times \vec{B})} \]